Disclaimer
Last updated
Everything on settingbusiness.co.uk, every calculator, guide, table, and figure, is general information. Please read what that means before relying on any result.
Section 1
Guidance, Not Advice
Everything on settingbusiness.co.uk, every calculator, guide, table, and figure, is general information. It is not financial advice, tax advice, legal advice, or accounting advice, and it is not a substitute for any of those. No content on this site is advice or a client or adviser relationship between you and us.
Section 2
What Our Calculators Do and Do Not Do
What they do
Our calculators produce estimates using published UK rates and thresholds for the tax year shown on each page, verified against official sources such as GOV.UK and HMRC publications at the time of writing. Each calculator lists its rates and assumptions in a sources panel so you can check our working.
What they cannot do
What no calculator can do is know your full circumstances.
Tax outcomes depend on details a web page cannot see:
- Other income
- Your tax code
- Pension arrangements
- Residency
- Scottish or Welsh rates where they differ
- Rules that change at every budget
Treat every result as a well-informed starting point, not a final answer.
Section 3
When to Get Professional Help
Speak to a qualified accountant, tax adviser or financial adviser before making significant decisions:
Incorporating or closing a business.
Large purchases made for tax reasons.
Disclosure of past tax issues to HMRC.
Pension and investment choices.
Anything where being wrong is expensive.
For official guidance and your own figures, GOV.UK and your HMRC personal tax account are the authoritative sources.
Section 4
External Links
Our guides link to external websites, chiefly GOV.UK, because we believe you should be able to verify everything we say. We are not responsible for external content, which can change after we link to it.
Section 5
Advertising Disclosure
This site displays third-party advertisements served by Google AdSense, which is how we keep every calculator free to use.
We do not choose the individual ads you see; an advert is not a recommendation by us, and advertisers do not influence our content, our calculators, or the figures they produce. Details of how advertising cookies work and how to opt out of personalised ads are in our Cookie Policy and Privacy Policy.
Section 6
Limitation
To the fullest extent permitted by law, we accept no liability for loss arising from reliance on this site's content or calculator results. This disclaimer forms part of our Terms of Use, and questions are welcome at [contact email address].